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-   -   Car Insurance claim advice. (http://www.oople.com/forums/showthread.php?t=171378)

neallewis 09-09-2015 12:55 AM

Quote:

Originally Posted by mattr (Post 924824)
You lot must have some cheapskate insurers.
Neither of my two "at fault" claims have resulted in an increase in premiums. Neither did having the car keyed/one side resprayed.

TBH they've all been significant drops as well, staying with the same insurer or changing insurer made very little difference either.

You are in Sweden, not the UK, where someone farting near your car will cause the premium to go up.

mattr 09-09-2015 04:43 AM

I lived in the UK for 34 years before I emigrated........

mattr 09-09-2015 04:50 AM

Quote:

Originally Posted by daz (Post 924416)
I had a claim a few years ago. I had around 20 years of no claims driving. My no claims bonus went down to 6 years and didn't really notice the extra costs when renewed.

FWIW maximum no claims discount is usually 6, sometimes 7 or 8 years. So claim free driving after that doesn't get you a discount. But your premium might go down anyway.

neallewis 09-09-2015 09:16 AM

Quote:

Originally Posted by mattr (Post 925008)
FWIW maximum no claims discount is usually 6, sometimes 7 or 8 years. So claim free driving after that doesn't get you a discount. But your premium might go down anyway.

5 years is max now in UK. Anything over that is "ignored".


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