Young driver car insurance

[Mike Hudson]

Looking at getting my second car now but have no decent knowledge on insurance companies & most places I look are very expensive
Anyone know of any that are not going to be more expensive than the car itself!? Is it best to ring up for better prices or do it through the internet?

[the man from delmonte]

Just do what i do and drive with no insurance, its ace

[jaxx]

Originally Posted by the man from delmonte

Just do what i do and drive with no insurance, its ace

I had a Mk II Escort, No tax, MOT, Or Insurance
Also had a trike, and several Bikes No license for the bikes Either!

But that was 20 years ago, When you were pottering about as a youth in the late 80's the law had to catch you! Now They get you even when the sorn for your resto mini runs out! DVLA Bastards

As for the insurance, buy a load of car mags and trawl through the ads at the back, You need a decent underwriter though and avoid Sabre and the admiral group, I fit windscreens for a living and i always ask the young lads how much they pay, Often the ones who have gone out and bought a bigger engined mid range car (renault laguna, rover 600) pay less than the hot hatch brigade as the hatches are are different grouping
Hope this helped/ helps

[Chequered Flag Racing]

Originally Posted by jaxx

I had a Mk II Escort, No tax, MOT, Or Insurance
Also had a trike, and several Bikes No license for the bikes Either!

only too pleased you've been had

and that's why Mike and others are in the predicament their in due to actions like yours and the others that don't bother to pay their dues

my brother was knocked of his motor bike by another motorcyclist who had no insurance back in the early 80's



I'll keep an eye on this thread as I'll probably be funding my 17 year olds insurance in August

[stox217]

Same boat as me as i am turning 17 in the end of october.
Just hope Glenn that its a daughter and not a son!
Cheapest i have had for my 1.3l rover mini sprite auto is 2,800 third party fire & theft. It's around 3,400 fully comp. thats using Go compare for teenagers

[jaxx]

Originally Posted by Chequered Flag Racing

only too pleased you've been had

No, I never was. thats why i said they have too catch you. But i did realise at about 19 Years old I'd better sort myself out, Been legit ever since. I was not trying too glorify being a menace but at the time it was the done thing.

[chris brown]

Buy an older Porsche. Honestly, its true, check the insurance websites.
Do pass plus with an instructor. I do it with my students. The most one lad saved was £1250 on his first car. Shop around a lot too.

[Chequered Flag Racing]

Originally Posted by stox217

Just hope Glenn that its a daughter and not a son!

son

[Chequered Flag Racing]

Originally Posted by jaxx

I was not trying too glorify being a menace but at the time it was the done thing.

Looks like I missed out then. But my conscience wouldn't have let me get away with it. I've always had insurance, mot etc to use the Queens highways from day one since 1975, even from the tender age of 16 from the moped to current VW

[smokes]

insurance has gone up for everyone not just young drivers. Due to the credit crunch and house insurance market having big claims due to flooding.

[big p]

Originally Posted by stox217

Same boat as me as i am turning 17 in the end of october.
Just hope Glenn that its a daughter and not a son!
Cheapest i have had for my 1.3l rover mini sprite auto is 2,800 third party fire & theft. It's around 3,400 fully comp. thats using Go compare for teenagers

bloody hell, thats crazy. i just got a quote for one of these...

http://subaru.co.uk/offers/the-sti-w...de-as-standard

it was £580 and thats with protected ncb.

[twisty]

Originally Posted by big p

bloody hell, thats crazy. i just got a quote for one of these...

http://subaru.co.uk/offers/the-sti-w...de-as-standard

it was £580 and thats with protected ncb.

That offer is probably subsidised by Subaru,the next years insurance goes back to what it should be,probably thousands,it`s a scam from manufacturers to make you buy new,always check what the renewal cost will be next year before you sign.You may be even more shocked.
Peugot did it with Scooters for teens.

[cwilson]

try the cooprative insurerance. they are very cheap. i have been surfing the web for insurance quotes since i got my licance in april and so far they are the cheapest i have found.

[big p]

that quote was from http://www.gocompare.com/


17 July 2010 19:56
Cheapest price:
£533.60

SUBARU IMPREZA WRX STI TYPE UK 2457cc
Comprehensive cover, 9 or more years NCB
£500 Voluntary excess requested

[matthew]

Originally Posted by chris brown

Buy an older Porsche. Honestly, its true, check the insurance websites.
Do pass plus with an instructor. I do it with my students. The most one lad saved was £1250 on his first car. Shop around a lot too.

+1 on doing the pass plus, I saved 50% on my first car, the insurance company wanted £5000 to insure me on a citroen saxo VTR but when I told them I had done my pass plus they knocked it down to £2500 and that was fully comp .

[twisty]

Originally Posted by big p

that quote was from http://www.gocompare.com/


17 July 2010 19:56
Cheapest price:
£533.60

SUBARU IMPREZA WRX STI TYPE UK 2457cc
Comprehensive cover, 9 or more years NCB
£500 Voluntary excess requested

Fair enough but hardly relevant to the topic,how is Mike[or any young driver] going to get 9+ years NCB? with all due respect you are obviously not a "young driver" The other advice on "pass plus" seems much more usefull,best of luck with that.

I feel physically ill when i have to pay my insurance,they are crooks.

[jim76]

Originally Posted by matthew

+1 on doing the pass plus, I saved 50% on my first car, the insurance company wanted £5000 to insure me on a citroen saxo VTR but when I told them I had done my pass plus they knocked it down to £2500 and that was fully comp .

you seriously pay £2500 to insure a saxo? that must be twice the cost of the car!!

[Col]

My VTR was £137 fully comp....

Mods declared as well
but I'm 34 so not really relevant
It's forsale if anyones interested...

[stoff]

Go try Adrian flux. Was cheapest for me when I first started to drive and I'm still with them 7 years later!

my mum has just insured my new corsa vxr for me if it was in my name it wud hav been over 5grand but got it on my mum and dads cumpanie insureance and saved loads