No fault car insurance claim

[Chequered Flag Racing]

anyone used am approved bodyshop to have no fault car insurance claim work done?

How did it work?

Did your insurance company increase your renewal due to you now being a risk even though you were not at fault.

Local approved insurance bodyshops are saying if you use your insurer it goes down on your records but if you use a no fault insurance company it doesn't

Reason for asking is I need some work doing (approx 800 to 1k to replace a door :woot:, parts, paint & labour etc) due to the car being bumped by someone reversing of the drive opposite.

[turbo_brick]

I just phoned the other person's insurer directly, same as what one of these no fault claim places do.

Peter

[Bungleaio]

Even though it wasn't your fault you were still involved in an accident so it gets listed on your record and your insurance will more than likely be affected.

I did everything via my insurance co the last time I was involved like this, it's your right to have the car repaired at whatever garage you want, don't let them bully you into taking it to a garage you're not happy about.

[tim-b]

if you choose to have YOUR body shop repair it then the insurance company do not have to give you a courtesy car and if your not happy with the repairs they will not get involved as it was your choice, where if you use theirs you will get a car providing its on your policy and if your not happy with the repair they will sort it out.

[Southwell]

Even though it wasn't your fault you were still involved in an accident so it gets listed on your record and your insurance will more than likely be affected.

I did everything via my insurance co the last time I was involved like this, it's your right to have the car repaired at whatever garage you want, don't let them bully you into taking it to a garage you're not happy about.

Within reason, you can't take it somewhere that charges 5 times as much as a normal garage, they will just decline. When i had mine done i checked out the garage they chose and they were very good so i didn't look elsewhere.

Your premium will go up, i just do a quote as if i didn't have a crash then say im leaving if they don't match it. My premium is £290. Not bad for a non fault claim, 3 points and a 143bhp sports model car thats kept on the street. :woot::thumbsup:

[mark christopher]

has the other driver owned up?