[super__dan]

****ing Badger ran out on me tonight, surprisingly wasn't there when I went back though I dare say he's not happy right now. On getting home nor am I, the bumper is cracked 1/2 way up, \\daytime running light, fog light surround all mashed / missing. At the risk of stating what I assume is obvious this is going to total enough that it's a no brainer to claim on insurance?

16 years of driving I've never had to make an insurance claim, any advice on general process, things to do / avoid, any advice appreciated.

2010 Skoda Octavia VRS for info.