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#1
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Bank charges !!!
Has anyone had any luck claiming these back????
Received letter from my old bank today refunding me £2114 nice
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X Factory UK - Team Corally - DMS Racing - Tuning Haus - Exotek - Avid - Alpha - JConcepts
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#2
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Currently in the process of doing the same with my charges from a few years back. Looking for about £1700 back
How long did it take to get the offer back?? Which bank are you with?? |
#3
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Someone else who races received letter from woolwich refunding 2300 last friday mine arrived today. the 8 weeks would have been up on 15th may. If you can work that out. Nationwide was my old bank.
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X Factory UK - Team Corally - DMS Racing - Tuning Haus - Exotek - Avid - Alpha - JConcepts
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#5
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just reclaimed £1580
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#6
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christ, how do you guys manage to rack up so much charges on your accounts?
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dragon paints : team tekin : fusion hobbies :SCHUMACHER RACING : Nuclear R/C for all my sticky and slippery stuff - if it needs gluing or lubing, Nuclear RC is the man! |
#7
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thats what i was thinking!!
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AC S4-LRP SPHERE TC-KO2123-NOVAK 5.5L B4FT-NOSRAM EVO-KO2123-SPASHETT 10x2 http://s343.photobucket.com/albums/o...-rugby-new.gif |
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Wine, women and song in spenners case
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www.theraceplace.co.uk |
#9
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Coming back to racing!!!! Something has to give.
Over 6 years of bank charges thats not too bad, glad the bank have added to my racing fund.
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X Factory UK - Team Corally - DMS Racing - Tuning Haus - Exotek - Avid - Alpha - JConcepts
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#10
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Ive wanted to do with for a while but not really sure what to write to them. Any suggestions? I found a letter on the money program website but it seems a bit harsh in which i would be threatening legal action if they dont sort it out. Its only gonna be about 400 quid but to me thats like a whole months drinking money
Cheers for any advice Danny |
#11
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i saw a decent book in waterstones, called 400 letters, it basically gives you a guide to writing a letter for any problem or complaint. but surely you want to get this 400 quid, it is yours, and any amount of money taken whether £40 or £400 is still stealing, so legal action is the way to go in any case.
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[img=http://img32.imageshack.us/img32/4506/userbartemp.jpg] "mardaves are the future of sport electric!" "yea, if youve only got 30 pound to spend..." |
#12
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Danny...
I got my letters from the WHICH web-site, there's a link on the right of the main homepage. Just got all my statements from the last six years and totalled all the charges. If you don't have your statements you can request them for a nominal fee of about £10. Then WHICH site recommends writing an initial letter asking for the charges back, then if you don't hear anything then they have a "stronger" second letter to send. I hand delivered mine to the bank last Friday morning and had a letter today saying the complaint will be actioned before 14th May. Not bad for about an hours work. |
#13
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Quote:
Neil..
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Last edited by rcracer; 21-04-2007 at 10:00 AM. Reason: help if i put the link |
#14
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Ive never had a bank charge.
I dont think. Ive never been overdrawn. What else do you get charged for??? A p.s. YAY
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Ashley Williams I always thought by 2013 we would have flying cars, but we have got blankets with sleeves! |
#15
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Basically the reason why it is very easy to claim back your charges when you threaten legal action is that when a bank applies charges to an acocunt, it is supposed to cover costs and costs only, and not act as an income stream.
If you took the bank to court they would find it very difficult to prove the costs they apply only cover costs, so it is more cost effective for the bank to give you your charges back. You need to threaten with legal action to get the desired outcome. Otherwise the bank will not treat it seriously. There are plenty of example letters out there, including on the the BBC website. Hope that helps |
#16
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Power to the people and all that, cos some of you have obviously been overcharged! However, this is a major source of income for the banks. With this gone, they are going to do something else to raise money and according to various sources the main one is likely to be the end of free banking. I for one have never been charged a dime by my bank cos I live within my means, so why should I have to pay to use my bank account that I have to have my wages paid into? The "experts" don't think these charges will be much, but over the course of your working career £2 a month in wasted charges is gonna add up...
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#17
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I know someone who works for natwest who said the bank may start playing "hardball" . If you claim back all the charges and have either loans/overdrafts/creditcards with the same bank,they are within there rights to demand them paying back in full within 14 days . Aparently its in the small print of the agrement they didnt want to put me off (its a mate) he just said switch all of them to a different lender befor you claim .I havnt heard this has actually happend to anyone yet but its worth thinking about. I need to move some of mine before i claim
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#18
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#19
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Just about to instigate proceedings myself. I reckon I'm owed about £2500.
That's what you get from being a single income family with 2 kids, and an ex who doesn't understand the word "budget" But of course now I'm single there's a whole plethora of stuff £2500 will buy me.......
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#20
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Quote:
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